Finance“Black”Friday
Buy Black For Black Friday
The earliest recorded African and Native American contact occurred in April 1502, when the first enslaved Africans were taken to Hispanola; some Africans escaped to Santo Domingo. The first Black Native Americans emerged from these groups.
Finance "Black" Friday
We here in the For Us Nation love giving tips on how to save or make money. Yet some of us are still struggling to lower the outgoing payments and boost our credit. So we are adding some tips on how to dispute Late Payments and boost your credit score.
1. Do Not dispute the Late Payment Online
2. Print your Credit Report and Cirle Late Payments (AnnualCreditReport.Com)
3.Write a certified dispute letter to Equifax, TransUnion, and Experian.
4. The bureaus have 30-45 days to respond!
**The Pandemic has caused most Bureaus to miss the deadline and therefore remove late payments**
Dispute Letter Templates available at SkillHouseEU.Com
Visit @Keziamw on Instragram for more tips.
Benefits of having Good Credit:
The Balance lists 9 benefits to having good credit, but know that this list is not exhaustive, but rather a good idea of some of the ways the financial world opens to you when you are more financial stable. Visit the website to see the full list. Here are some of the benefits:
1. Low Interest Rates on Credit Cards and Loans
2.Better Chance for Credit Card and Loan Approval
3.More Negotiating Power
4.Get Approved for Higher Limits
5.Easier Approval for Rental Houses and Apartments
Something that we do not speak too much of within the our communities is how to buy an existing business. The process can be tedious, and costly, but comes with many perks. We will revisit this topic in a future Finance Friday newsletter, yet wanted to make the process known as this is another option that opens to you with good credit. Peruse this article to better understand the process.
Native American Support
Yesterday some of us celebrated Thanksgiving, while others mourned their ancestors. The For Us Nation would like to acknowledge our Native American ancestors and bredrin on Natinal Native Ameican Heritage Day.
The Cut touches on ways that you can support Native Americans during National Native American Heritage Month, as well as on Thanksgiving. See some of these tips below:
Native Land is an interactive map that you can use to search your home address and find out which Indigenous tribe and/or nation originally lived on that land. This is good knowledge to have in general; you can start incorporating land acknowledgements into your life.
• Contact your reps
On a local level, your calls and emails can really make a difference. That means calling your city councilmembers, your state representatives and senators, the mayor’s office, et cetera. It’s important to look into the specific local issues in your area — the Land Defenders’ actions to reclaim the Black Hills in South Dakota, for example, or the ongoing legal battle against the Dakota Access Pipeline in Standing Rock — but there are also nationwide issues that specifically affect Indigenous communities.
The Houston Public Media Site writes about the upcoming Native American Cultural Center.
The Houston region is home to about 68,000 Native Americans from all tribal nations, according to the 2010 Census, and Native American history is deeply embedded in Texas' frontier past.
The city now has a platform to celebrate and educate the public about Indigenous histories. The virtual Southern Plains Museum and Cultural Center in Houston was launched by the nonprofit Southern Apache Museum — which had formerly existed as a physical museum until 2017 — with a $10,000 grant from the Mayor's Office of Cultural Affairs.
The announcement comes during Native American History Month and in the wake of City Council's vote earlier this fall to officially recognize Indigenous Peoples' Day in Houston as the second Monday in October.
The public can access the Southern Plains Museum and Cultural Center here.